Personal Checks

If you’re interested in saving money there are multiple ways to do so which are quite obvious - clipping coupons, stocking up on groceries when there is a sale, and turning the light off when you leave a room. But did you ever think you could save money by writing checks? Buying personal checks directly from the manufacturer can save you thousands of dollars over your lifetime.

Here’s how: Did you know you could Save Money Buying Personal Checks?

Cheap Bank Checks

That’s right! Buying personal checks directly from the bank is more or less a ticket to losing money. Sure, your bank may offer you a deal on your checking account and an introductory books of checks from Deluxe Checks (or which ever checking company your bank deals with), but after that initial book of checks runs out, they’ll automatically order a replacement book and charge your checking account the fee.

Sometimes, your bank will charge outrageous fees for new checks, and they keep the profit all for themselves. Heck, aren’t they making enough off of your checking account fees and interest to begin with?

Ordering personal checks direct from the manufacturer is not only a way to save money, but also an outlet of expressing yourself through thousands of available designs from numerous check design companies.

Writing Checks

Personal checks are familiar and easy to use or mail. They also are routinely accepted by merchants as well as by utilities, landlords, mortgage lenders, credit card companies, and other major service providers, although sometimes with limits. As with cash, checks also are widely accepted by other individuals.

Paying by check can be a good way to avoid overextending your family finances and to build a good payment history. Checks also are good for people who just aren’t comfortable with newer forms of electronic payment, such as debit cards.

Checks & Security

Checks also create a paper trail that can be followed if there’s a dispute over who got paid or how much. If your bank doesn’t routinely return canceled checks but you need some for your records, you have a couple of options, according to Cynthia Bonnette, a bank examination specialist with the FDIC in Washington. “You can make a special request for copies of checks, possibly for a fee,” she says. “Or, if you bank at home by personal computer, your checks’ images may be offered as part of that service.”

For those of us that write personal checks while grocery shopping, catalog shopping, or paying bills; there are options besides reordering personal checks from the bank for inflated prices. Did you know that you can buy personal bank checks direct from the check printers for low prices?

Save with Checks

Save money by safely buying checks online direct from the check printers. My Personal Checks is your direct connection to discount bank check printers, offering personal checks in multiple check designs and styles that fit your budget and personal identity.